Centz is a mobile application concept that aims to help student loan borrowers reduce their debt and adopt healthy financial behaviors. Centz uses gamification principles to reward users for paying off their loans, planning their payoff strategy and learning about loans. 

 

The concept for Centz was developed for the MyMoneyAppUp Challenge, a competition sponsored by the U.S. Treasury Department in partnership with the D2D Fund and the Center for Financial Services Innovation. Centz was the grand prize winner of the competition.